Begin the application

Term loan

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Funding speed
Within 24 hours
Loan term
1–2 years
Interest rate
As low as 6%

Begin the application

A contractor in a hard hat going over a plan with a client in a suit.

Term loan

How it works, and how it is repaid

A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.

The application asks for the amount, your contact details and a few facts about the business, and takes a couple of minutes. A specialist then returns with the offers you qualify for, every term written out.

This programme's anchor points

What term loan settles, and what it leaves to you

Set when you sign

Loan amount
$20K – $1M
Loan term
1–2 years
Interest rate
As low as 6%

Still yours to decide

What the money goes towards: a second site, a large order, the hire you have been putting off.

Settle this first

Can the business carry the same repayment every period, for the whole term?

All six, side by side →

What it gives you

Why owners choose it

  • Fixed rates, so repayment never moves
  • Funded within 24 hours once approved
  • Yours to spend wherever the business needs it
  • No out-of-pocket fees

The application

Begin your application

Two minutes: the amount, your contact details and a few questions about the business. It is free, and nothing is binding until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours