The process
Three steps, and nothing signed until the third
The application is short. The reading happens with someone who can answer questions about it.
Step 01
Send the application
How much you need, how to reach you and a handful of facts about the business. There are no documents to dig out and nothing to pay.
- No cost
- No documents to start
- Free to walk away
Step 02
See every term laid out
A funding specialist takes your application to lenders across the network and brings back their offers, each with its amount, cost, term and repayment rhythm spelled out.
- One application, many lenders
- Each offer's terms set side by side
- Questions answered before you choose
Step 03
Sign only what you have read
Accept the offer whose fixed parts suit the business, or decline them all. Once an offer is approved, the money can arrive in as little as 24 hours.
- Read before you sign
- No pressure to accept
- Funds in as little as 24 hours once approved
Anchor points
Six programmes, and what each one fixes in place
Every offer has parts that are set the day you sign and parts that are not. Knowing which is which is most of knowing what you are agreeing to.
-
Term LoanThe classic way to fund a bigger move.
Set when you sign
- Loan amount
- $20K – $1M
- Loan term
- 1–2 years
- Interest rate
- As low as 6%
Still yours to decide
What the money goes towards: a second site, a large order, the hire you have been putting off.
Settle this first
Can the business carry the same repayment every period, for the whole term?
-
Short Term Business LoanFund your business on your terms.
Set when you sign
- Funding amount
- $10K – $1M
- Cost
- Beginning at 6%
- Term
- Up to 24 months
Still yours to decide
When to borrow, so the term starts just ahead of the season or project it pays for.
Settle this first
Will whatever you are funding have paid for itself before the term runs out?
-
Equipment FinancingEquipment for virtually any industry.
Set when you sign
- Loan amount
- Up to $250K
- Term
- 1–5 years
- Cost
- As low as 8%
- Repayment
- Monthly
Still yours to decide
Which machine, vehicle or system, and whether to buy it outright or lease it.
Settle this first
Will the equipment still be earning its keep when the last monthly payment goes out?
-
Working CapitalFunding your day-to-day operations.
Set when you sign
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Still yours to decide
Where it goes inside the business: payroll, rent, stock, or the wait for invoices to clear.
Settle this first
Can your account absorb a daily or weekly debit through your slowest week?
-
Business Line of CreditFlexible financing, there when you need it.
Set when you sign
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Cost
- Starting at 4.5%
Still yours to decide
Whether to draw at all, when, and how much. You pay for what you draw, not for the limit.
Settle this first
Would money on standby serve you better than one lump sum today?
-
Revenue-Based FundingQuick and efficient access to capital.
Set when you sign
- Funding amount
- $5K – $500K
- Repayment
- Daily or weekly ACH
Still yours to decide
Whether the speed is worth the price. It rests on your sales rather than your credit file.
Settle this first
Do you know the full amount you will pay back, not only the advance you receive?
Every figure in the ledger is that programme's published range. Your offer sets the exact numbers, and you read them before you accept.
The network's figures
The lending network behind every Anchorstone application
These are totals for the lending network Anchorstone Funding works through, not figures for Anchorstone on its own.
The application
Begin your application
Two minutes: the amount, your contact details and a few questions about the business. It is free, and nothing is binding until you accept an offer.
The application is the way in, and it takes about two minutes.
