Begin the application

Business funding

Business funding from $5,000 to $1 million, on terms you can hold to

Pick an amount to get started. One short application, 80+ lenders, and the terms set out in writing before you commit.

  • No application fee
  • No obligation
  • Same-day funding
  • No collateral required

The application is the way in, and it takes about two minutes.

Anchor points

Six programmes, and what each one fixes in place

Every offer has parts that are set the day you sign and parts that are not. Knowing which is which is most of knowing what you are agreeing to.

  1. Term LoanThe classic way to fund a bigger move.

    Set when you sign

    Loan amount
    $20K – $1M
    Loan term
    1–2 years
    Interest rate
    As low as 6%

    Still yours to decide

    What the money goes towards: a second site, a large order, the hire you have been putting off.

    Settle this first

    Can the business carry the same repayment every period, for the whole term?

  2. Short Term Business LoanFund your business on your terms.

    Set when you sign

    Funding amount
    $10K – $1M
    Cost
    Beginning at 6%
    Term
    Up to 24 months

    Still yours to decide

    When to borrow, so the term starts just ahead of the season or project it pays for.

    Settle this first

    Will whatever you are funding have paid for itself before the term runs out?

  3. Equipment FinancingEquipment for virtually any industry.

    Set when you sign

    Loan amount
    Up to $250K
    Term
    1–5 years
    Cost
    As low as 8%
    Repayment
    Monthly

    Still yours to decide

    Which machine, vehicle or system, and whether to buy it outright or lease it.

    Settle this first

    Will the equipment still be earning its keep when the last monthly payment goes out?

  4. Working CapitalFunding your day-to-day operations.

    Set when you sign

    Funding amount
    Up to $1M
    Cost
    Starting at 4.5%
    Repayment
    Daily or weekly ACH

    Still yours to decide

    Where it goes inside the business: payroll, rent, stock, or the wait for invoices to clear.

    Settle this first

    Can your account absorb a daily or weekly debit through your slowest week?

  5. Business Line of CreditFlexible financing, there when you need it.

    Set when you sign

    Funding amount
    Up to $1M
    Term
    6 months to 3 years
    Cost
    Starting at 4.5%

    Still yours to decide

    Whether to draw at all, when, and how much. You pay for what you draw, not for the limit.

    Settle this first

    Would money on standby serve you better than one lump sum today?

  6. Revenue-Based FundingQuick and efficient access to capital.

    Set when you sign

    Funding amount
    $5K – $500K
    Repayment
    Daily or weekly ACH

    Still yours to decide

    Whether the speed is worth the price. It rests on your sales rather than your credit file.

    Settle this first

    Do you know the full amount you will pay back, not only the advance you receive?

Every figure in the ledger is that programme's published range. Your offer sets the exact numbers, and you read them before you accept.

How it works

Three steps, and nothing signed until the third

The application is short. The reading happens with someone who can answer questions about it.

Step 01

Send the application

How much you need, how to reach you and a handful of facts about the business. There are no documents to dig out and nothing to pay.

  • No cost
  • No documents to start
  • Free to walk away
A business owner signing a page beside a cup of coffee.

Step 02

See every term laid out

A funding specialist takes your application to lenders across the network and brings back their offers, each with its amount, cost, term and repayment rhythm spelled out.

  • One application, many lenders
  • Each offer's terms set side by side
  • Questions answered before you choose
Two people going over a clipboard between shelves of wine.

Step 03

Sign only what you have read

Accept the offer whose fixed parts suit the business, or decline them all. Once an offer is approved, the money can arrive in as little as 24 hours.

  • Read before you sign
  • No pressure to accept
  • Funds in as little as 24 hours once approved
Two café owners working through figures with a calculator and a tablet.

The six

The six programmes, one card each

The same six as cards, with how fast each one pays out added, and a photograph of the kind of business that tends to use it.

What does not move

Four things that hold on every application

Offers differ from lender to lender. The way we handle yours does not.

Terms before signatures
Amount, cost, term and repayment rhythm are written out before you are asked to agree to anything.
The whole cost, not a headline
Each offer is put in terms of what you would repay in all.
Free to decline
Seeing offers commits you to nothing, and turning them down costs nothing.
Business funding only
We arrange funding for businesses, and nothing for personal or household spending.
A restaurant owner in glasses smiling in his dining room.

The network's figures

The lending network behind every Anchorstone application

80+lenders in the network
25,000businesses funded
24 hrsto funding once approved

These are totals for the lending network Anchorstone Funding works through, not figures for Anchorstone on its own.

Ready when you are

Start with the amount. The rest gets written down.

The application sits at the top of this page and on a page of its own. Tell us what the business needs, and a specialist comes back with the terms in full.

Begin the application

Still water under a city skyline at sunset, a fountain playing in the middle.